Uday K Patel, CPA
Thinking about Numbers
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udaykpatel@cox.net
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Tools to help keep you on track for a secure future.
Mortgage Calculator
Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Qualify for Home Purchase
This calculator indicates whether or not you qualify for a conventional mortgage.
Mortgage Refinance Breakeven
Use this calculator to determine if you should refinance your mortgage and when you will break even.
Loan Amortization Calculator
Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Retirement Income Planner
Use this calculator to evaluate your retirement income plan.
Buying vs. Leasing - Auto
Use this calculator to determine if you should lease or buy your next vehicle.
Children's Education Savings
Use this calculator to evaluate and determine if you need to make changes to your college savings plan.
Investment Needed to Achieve Goal
Use this calculator to determine the investment needed to achieve your goal.
Paycheck Calculator - Salaried
This calculator computes net or gross pay for a single paycheck and displays the various withholdings.
Ratio Calculators
Use these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.